fun fact: You're idea pretty much down-grades what members get.
It's tight to what members recieve as it is... if you want to play rt2 so much then be smart. Farm at christmas for snowballs (buy snowballs during xmas as during event = cheap) then either use when you want to play and/or sell after event for profit to buy member.
Or do something productive like helping family to earn money for member. Don't be so cheap, people expect everything for free now days.